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December 2012 Newsletter

Featured Listings

506 Third Avenue
1162 sq. ft. 2 bed, 2 bath
3755 Hwy 98E
1095 sq. ft. 5 bed, 4 bath
4505 Stonebridge Rd
4072 sq. ft. 3 bed, 3 bath
219 Scenic Gulf Dr
2320 sq. ft. 3 bed, 3 bath
December 2012

        Property tax cheats facing crackdown     Florida jobless rate to remain weak     FHA rescinds strict credit restrictions    Is the national housing market recovery finally here?

3 Notable Trends in the Housing Market


The housing market is changing and, fortunately for the economy, many Americans believe those changes are in the right direction. In Fannie Mae's October 2012 National Housing Survey, 72 percent of respondents believed it was a good time to buy a home. With 30-year and 15-year fixed mortgage rates sitting near all-time lows, buyers are able to buy more home for a lot less cash. And with 50 percent of survey respondents expecting home rental prices to rise... Read More

6 Things to Consider Before Installing a Gas Fireplace


A gas fireplace can add ambiance and warmth to any room, and as we head into the winter months, you might be dreaming of adding one in your home. Because purchasing a fireplace is not something we do every day, there are some important things to consider.

It's smart to do your research and get advice from the pros. Joel Ginsberg, retail manager and fireplace expert for Fireside Hearth & Home, offers some... Read More

Homeowners Insurance: Lessons to Learn from Hurricane Sandy


As residents of New York and New Jersey slowly recover from the devastation caused by Hurricane Sandy, Americans everywhere have come to appreciate the importance of emergency planning. Whether through earthquake, flood, tornado or wildfire, there is always the possibility of a home being destroyed in a natural disaster. So, it's essential to be prepared beforehand for an emergency.

Get Your Home Covered
Your home may be one of the most valuable... Read More

Advantages of Mobile Enabled Websites  

 Statistics show that only 1-2% of all .com, .net and .org
website domains currently have a mobile optimized version. Research has also shown that by the year 2013, more people
will be visiting websites on mobile devices than a normal PC...
Read More

4 Tips to Protect Your Identity While Shopping Online


If you're lost in a flurry of holiday gift wish lists and dreading a trip to the crowded mall, you're probably considering the convenience of shopping online. If so, you're not alone. With each passing year, more Americans are opting to do their holiday shopping from the convenience of their home computer, and that trend is expected to strengthen this year.

As popular as online shopping is, it also poses some inherent risks. While many retailers take pains to protect their customers, some of the responsibility for keeping your identity... Read More

A Practical Approach to Holiday Shopping


Every year it's the same thing; you remain in denial that the holiday season has arrived until it can no longer be ignored. So here you are, hating the task ahead, hoping for an easy path to "done!" Get there with less cynicism and more joy this season by adjusting your shopping mode, method, and mood.

Á La Mode
What style of shopper are you? Decisive but impatient? Shop online as much as possible, and carve out half hours in your calendar to pick up other items on your list locally. Indecisive?... Read More

Agata Grudzinski & Shelley Smith, 4039 E. County Highway 30A , Santa Rosa Beach FL 32459
The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice. If your property is currently listed with a Real Estate Broker, this publication is not intended as a solicitation.

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